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21157 Balk Lane, Fulton, IL 61252.
This sprawling ranch sits on over 1.5 scenic acres in Fulton, offering more than 2,000 sq. ft. of meticulously-maintained living space. The open-concept layout features a spacious living room with a cozy gas fireplace, flowing seamlessly into a large kitchen equipped with a center island, stainless steel appliances, and tons of cabinet storage. A HUGE 19'x24' family room boasts a custom stone wood-burning fireplace with a blower unit and opens directly to an expansive deck and a powered, screened-in gazebo. The primary suite includes an attached private bath, complemented by two additional main-floor bedrooms and a second full bath. The outside is truly incredible... A partially fenced yard features a huge patio with a fire pit, a storage shed, and a sand-point well fed sprinkler system with perfect water pressure, all surrounded by mature tree cover. Outstanding practical features include a fully waterproofed basement with rough-in plumbing ready for custom finishing, a whole-home backup generator, a new roof (2021), and a new well (2020). The heated 3-car attached garage offers abundant storage alongside a finished 8'x36' walk-up attic space. You really need to get here and see how meticulously maintained this home has been!
Shown By
Agent Name: Nancy Billups
Agent Phone: (563) 333-4172
Shown By
Agent Name: Nancy Billups
Agent Phone: (563) 333-4172
Contact an agent to learn more about
21157 Balk Lane, Fulton, IL 61252.

Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $1,991 | $2,444 | $2,485 |
| Taxes | $758 | $758 | $758 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,865 | $3,494 | $3,359 |
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
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