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21157 Balk Lane Fulton, IL 61252 Residential - Single Family New

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Description

This sprawling ranch sits on over 1.5 scenic acres in Fulton, offering more than 2,000 sq. ft. of meticulously-maintained living space. The open-concept layout features a spacious living room with a cozy gas fireplace, flowing seamlessly into a large kitchen equipped with a center island, stainless steel appliances, and tons of cabinet storage. A HUGE 19'x24' family room boasts a custom stone wood-burning fireplace with a blower unit and opens directly to an expansive deck and a powered, screened-in gazebo. The primary suite includes an attached private bath, complemented by two additional main-floor bedrooms and a second full bath. The outside is truly incredible... A partially fenced yard features a huge patio with a fire pit, a storage shed, and a sand-point well fed sprinkler system with perfect water pressure, all surrounded by mature tree cover. Outstanding practical features include a fully waterproofed basement with rough-in plumbing ready for custom finishing, a whole-home backup generator, a new roof (2021), and a new well (2020). The heated 3-car attached garage offers abundant storage alongside a finished 8'x36' walk-up attic space. You really need to get here and see how meticulously maintained this home has been!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,016
Lot Size: 1.57 acres
Garage Size: 3
Attached Garage
Built in 2005
School District: District 2
Cul-De-Sac Lot
Two Fireplaces
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General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 2,016
County: Whiteside
MLS ID:

Room Information

Bedroom 2: 12X13
Bedroom 3: 11X12
Dining Room: 8X13
Family Room: 19X24
Kitchen: 12X13
Laundry: 5X6
Living Room: 15X16
Primary Bedroom: 15X14
$399,000
Est. $2,865/mo
3beds
2baths
2,016sqft
3cars
Featured Listing New to the Market New
BEDS3 BATHS2 full SQUARE FEET2,016 MLS#12736024
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 2

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Agent Name: Nancy Billups
Agent Phone: (563) 333-4172

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21157 Balk Lane, Fulton, IL 61252.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,000$399,000$399,000
Down Payment $79,800$13,965$99,750
Monthly Mortgage Amount $1,991$2,444$2,485
Taxes $758$758$758
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,865$3,494$3,359

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About this area

Illinois/Fulton
Fulton

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About Fulton

Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.

The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.

Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.

If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/22/2026. The listing information on this page last changed on 08/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/22/2026 9:37:18 AM EST) or MRED MLS (last updated Sat 08/22/2026 9:31:49 AM EST) or SCWMLS (last updated Sat 08/22/2026 9:33:38 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 08/21/2026 10:15:22 PM EST) or Cedar Rapids MLS (last updated Sat 08/22/2026 9:36:43 AM EST) or NEIRBR MLS (last updated Sat 08/22/2026 9:29:16 AM EST) or ICAAR MLS (last updated Sat 08/22/2026 9:27:37 AM EST) or ECIMLS (last updated Sat 08/22/2026 9:20:34 AM EST) or RMLSA (last updated Sat 08/22/2026 9:32:52 AM EST) or Muscatine MLS (last updated Sat 08/22/2026 9:30:54 AM EST) or No Coast MLS (last updated Sat 08/22/2026 9:34:41 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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