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361 S Commonwealth Avenue , Elgin, IL 60123.
Located in an established neighborhood just blocks from dining, shopping and the popular downtown Riverwalk, this beautifully maintained 4 bedroom, 2.5 bath brick ranch offers a perfect blend of comfort, character and convenience. Set on a landscaped lot, the home welcomes you with a charming front porch and continues to impress with outdoor spaces designed for relaxing and entertaining, including a fenced backyard, covered deck, patio with pergola and firepit. Inside, the inviting living room features hardwood flooring and a cozy fireplace, creating a warm and comfortable gathering space. The eat-in kitchen is beautifully appointed with luxury vinyl plank flooring, stainless steel appliances, granite countertops and soft-close cabinetry. Hardwood flooring extends throughout all main level bedrooms, while the updated bathrooms add a fresh, modern touch. The finished basement expands the living space even further with a spacious family room featuring a bar, a 4th bedroom and a full bath, making it ideal for guests, recreation, hobbies or a home office. Additional updates include some newer windows, recent exterior painting and a high-efficiency air conditioner installed in 2021. Completing the package is a 2-car attached garage and a fantastic location that puts everyday conveniences, recreation and downtown amenities just minutes from your doorstep.
MLS ID: 12666239
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361 S Commonwealth Avenue , Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $395,000 | $395,000 | $395,000 |
| Down Payment | $79,000 | $13,825 | $98,750 |
| Monthly Mortgage Amount | $1,920 | $2,388 | $2,440 |
| Taxes | $550 | $550 | $550 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,585 | $3,227 | $3,105 |
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