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39w118 Baert Lane , Saint Charles, IL 60175.
Located in the desirable Arbor Creek neighborhood of St. Charles, this beautifully maintained 4 bedroom, 2.5 bath brick and cedar two story home offers the space, layout and location today's buyers are looking for. Set on a professionally landscaped lot with mature trees, a 3 car attached garage and a huge backyard deck perfect for outdoor entertaining, this home is designed for comfortable living inside and out. Step inside to an inviting living room and a formal dining room highlighted by a tray ceiling, ideal for gatherings and special occasions. The heart of the home is the expansive eat-in kitchen featuring stainless steel appliances, granite countertops, a center island with breakfast bar, decorative tile backsplash and abundant workspace, all flowing seamlessly into the impressive family room. Here, a stunning floor-to-ceiling masonry fireplace flanked by custom built-ins creates a warm and welcoming focal point. A first floor home office provides flexibility for remote work or study. Upstairs, you'll find four generously sized bedrooms including a spacious primary suite with a cathedral ceiling and a deluxe private bath featuring a double bowl vanity, whirlpool tub and separate shower. The full finished basement expands your living space even further with plenty of room for recreation, fitness or relaxing. All of this in a sought-after St. Charles location close to parks, schools and everything the Fox Valley has to offer.
MLS ID: 12639125
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39w118 Baert Lane , Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $658,000 | $658,000 | $658,000 |
| Down Payment | $131,600 | $23,030 | $164,500 |
| Monthly Mortgage Amount | $3,198 | $3,978 | $4,065 |
| Taxes | $916 | $916 | $916 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $289 | $0 |
| Monthly Estimated Total | $4,306 | $5,375 | $5,173 |