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990 Citizen Avenue , Elburn, IL 60119.
This beautiful two-story home offers 4 spacious bedrooms and 2.5 bathrooms, ideally situated on a premium lot directly across from a serene pond. Step inside to soaring two-story ceilings that create an open, airy feel, anchored by a stunning custom fireplace in the main living area. Beautiful hardwood floors (refinished in 2026) flow throughout much of the first floor, complemented by brand-new carpeting (2026) and fresh paint throughout (2026). The spacious kitchen features stainless steel appliances, ample cabinet and counter space, and a large center island perfect for entertaining, meal prep, or casual dining. The open layout seamlessly connects the kitchen, dining, and living areas, making gatherings easy and inviting. The primary suite is a true retreat, complete with a private bath and attached study-ideal for a home office, nursery, or potential fourth bedroom. Additional bedrooms are generously sized, offering comfort and flexibility. A first-floor den provides even more versatile living space and could also serve as a fourth bedroom. Full unfinished basement awaits your finishing touches.
MLS ID: 12630778
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990 Citizen Avenue , Elburn, IL 60119.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $530,000 | $530,000 | $530,000 |
| Down Payment | $106,000 | $18,550 | $132,500 |
| Monthly Mortgage Amount | $2,576 | $3,204 | $3,274 |
| Taxes | $738 | $738 | $738 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $233 | $0 |
| Monthly Estimated Total | $3,469 | $4,330 | $4,167 |
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